Business and Finance
FinTech
Master Digital Finance. Power the Future of Money.
Programme Overview
FinTech
Five progressive levels from Foundation to Graduate Diploma. Each level is a complete, certified qualification. Exit at any level with a recognised certificate, or complete the full programme.
Five Levels. One Programme. Exit at Any Stage.
Programme Structure
Every level includes hands-on labs in every module, a 50-question final assessment and a final project. You may exit at any level with a recognised certificate, or continue to Graduate Diploma.
Modules (6)
1
Money, Banking and the Rise of FinTech
This module covers What is FinTech and why it matters; A short history of money and banking; How traditional banks work; What problems FinTech solves. Learners finish able to explain FinTech and the problems it solves.
2
Digital Payments and How They Work
This module covers From cash to cards to mobile; How a card payment works; Digital wallets and QR payments; Pix and instant payments in Brazil. Learners finish able to explain how digital payments and Pix work.
3
Digital Banking and Neobanks
This module covers What is a digital bank; Neobanks and challenger banks; Opening and using a digital account; The Brazilian neobank story. Learners finish able to explain digital banking and neobanks.
4
Core FinTech Products
This module covers Lending and credit online; Saving and investing apps; Insurance technology, insurtech; Personal finance management apps. Learners finish able to describe the core FinTech products.
5
Data, Security and Trust in FinTech
This module covers Why data matters in finance; Keeping money and data safe; Fraud and how fintechs fight it; Open finance and sharing data safely. Learners finish able to explain data, security and trust.
6
The FinTech Ecosystem, Careers and the Project
This module covers Who is who in the FinTech ecosystem; Regulation and the role of the central bank; Careers in FinTech; Your Foundation project and next steps. Learners finish able to describe the ecosystem, and design an app idea.
Modules (8)
1
The Payments Landscape in Depth
This module covers The payments value chain; Payment rails and schemes; Acquiring, gateways and processors; Fees, chargebacks and settlement. Learners finish able to explain payments in depth.
2
Digital Lending and Credit Scoring
This module covers How digital lending works; Credit scoring and the data behind it; Alternative data and thin-file customers; Responsible lending and managing risk. Learners finish able to explain digital lending and credit.
3
APIs and Open Finance
This module covers What an API is and why it matters; How open finance works technically; Banking-as-a-Service and embedded finance; Building on open finance, a worked example. Learners finish able to use APIs and open finance.
4
Introduction to Blockchain and Crypto Assets
This module covers What is a blockchain; Bitcoin and how it works; Crypto assets, tokens and stablecoins; Risks, scams and regulation of crypto. Learners finish able to understand blockchain and crypto.
5
Wealthtech, Saving and Investing
This module covers The wealthtech landscape; Robo-advisors and automated investing; Investment products and platforms; Democratising investing, opportunities and risks. Learners finish able to explain wealthtech and investing.
6
RegTech, Compliance and KYC/AML
This module covers Why compliance matters in fintech; KYC and identity verification; AML and fighting financial crime; RegTech, using technology for compliance. Learners finish able to apply compliance, KYC and AML.
7
FinTech Product and User Experience
This module covers What makes a great fintech product; Designing for trust and clarity; Onboarding and the customer journey; Measuring product success. Learners finish able to design fintech products and UX.
8
Certificate Project and Next Steps
This module covers From idea to product proposal; Business model and market; Putting your proposal together; Certificate project, a FinTech product proposal. Learners finish able to build a proposal, and deliver the project.
Modules (8)
1
Payments Engineering and Infrastructure
This module covers How payment systems are built; Designing for scale and reliability; Reconciliation, ledgers and money movement; Fraud and risk in payment systems. Learners finish able to explain how payment systems are engineered.
2
Credit Risk and Alternative Data
This module covers The credit risk lifecycle; Building a credit scoring model; Alternative data and feature engineering; Fairness, explainability and model risk. Learners finish able to manage credit risk and modelling.
3
Data Analytics for FinTech
This module covers Data in a fintech, sources and pipelines; Metrics, cohorts and dashboards; Introduction to machine learning in finance; Turning analysis into decisions. Learners finish able to use data analytics and machine learning.
4
Blockchain Applications and DeFi
This module covers Smart contracts and programmable money; What is DeFi; Stablecoins, tokenisation and real-world assets; Risks, security and regulation of DeFi. Learners finish able to understand blockchain applications and DeFi.
5
Embedded Finance and Banking-as-a-Service
This module covers The embedded finance opportunity; How BaaS platforms work; Designing an embedded finance product; Compliance and risk in BaaS. Learners finish able to design embedded finance and use BaaS.
6
Business Models and Unit Economics
This module covers FinTech business models; Unit economics, CAC, LTV and payback; Pricing and monetisation; Funding and the path to profitability. Learners finish able to analyse business models and unit economics.
7
FinTech Product Management
This module covers The product manager's role in fintech; Discovery, research and prioritisation; Building, measuring and iterating; Working with risk, compliance and engineering. Learners finish able to apply fintech product management.
8
Pre-Master Project and Next Steps
This module covers Scoping an applied fintech project; Analysis and evidence; Building the recommendation; Pre-Master project, an applied fintech analysis. Learners finish able to scope, evidence and deliver a recommendation.
Modules (9)
1
Cross-Border Payments and Global Money Movement
This module covers Why cross-border payments are hard; Correspondent banking and its problems; New rails for cross-border payments; FX, remittances and stablecoins in cross-border. Learners finish able to explain cross-border payments.
2
AI and Machine Learning in Finance
This module covers Where AI adds value in finance; Building and deploying models responsibly; Generative AI in fintech; AI risk, governance and regulation. Learners finish able to apply AI in finance responsibly.
3
Risk Management in FinTech
This module covers The main types of risk; Credit, market and liquidity risk; Operational and fraud risk; Building a risk management framework. Learners finish able to manage risk and build a framework.
4
Tokenisation and Smart Contracts
This module covers Tokenising real-world assets; How smart contracts power finance; Stablecoins and the future of money; Risk, security and regulation of tokenised finance. Learners finish able to understand tokenisation and digital money.
5
Platform and Ecosystem Strategy
This module covers Platforms and network effects; Building a fintech platform; Partnerships and the API economy; Competing and cooperating in an ecosystem. Learners finish able to apply platform and ecosystem strategy.
6
Financial Crime and Operational Resilience
This module covers The financial crime landscape; Advanced AML and sanctions; Cyber threats to fintech; Operational resilience and business continuity. Learners finish able to defend against crime, and build resilience.
7
Scaling FinTech Operations
This module covers The challenges of scaling; Scaling people, process and technology; Going international; Customer support and trust at scale. Learners finish able to scale fintech operations.
8
Strategy, Fundraising and Growth
This module covers FinTech strategy and positioning; Fundraising and investors; Metrics that matter to investors; Sustainable growth and governance. Learners finish able to set strategy, raise funding, grow.
9
Graduate Certificate Project and Next Steps
This module covers Scoping a strategic fintech project; Analysis, strategy and evidence; Building the strategic recommendation; Graduate Certificate project, a strategic fintech proposal. Learners finish able to scope, analyse and deliver a recommendation.
Modules (12)
1
The Global FinTech Landscape
This module covers FinTech around the world; Key markets and what drives them; The forces shaping fintech; FinTech in Brazil and Latin America. Learners finish able to analyse the global landscape.
2
Central Bank Digital Currencies
This module covers What CBDCs are and why they matter; Design choices in a CBDC; CBDCs, stablecoins and banks; Drex and CBDCs around the world. Learners finish able to explain CBDCs.
3
Advanced Risk Modelling
This module covers From credit scoring to advanced models; Portfolio risk and stress testing; Model validation and governance; The limits of models. Learners finish able to apply advanced risk modelling.
4
Responsible and Trustworthy AI
This module covers What responsible AI means; Fairness, bias and inclusion; Explainability and transparency; AI governance and regulation. Learners finish able to build responsible AI.
5
DeFi and Digital Assets at Scale
This module covers The DeFi ecosystem in depth; Institutional adoption of digital assets; Tokenising real-world assets at scale; Systemic risk and regulation of digital assets. Learners finish able to understand digital assets at scale.
6
Embedded Finance Ecosystems
This module covers What embedded finance is; Platforms, enablers and brands; Designing an ecosystem strategy; Risk, trust and governance in ecosystems. Learners finish able to design embedded finance ecosystems.
7
Cyber and Resilience at Scale
This module covers The threat landscape at scale; Securing at scale, defence in depth; Operational and financial resilience; Responding to a major incident. Learners finish able to secure and make resilient at scale.
8
Global Regulation and Compliance
This module covers The global regulatory landscape; Licensing and operating across borders; Financial crime compliance at scale; Working with regulators. Learners finish able to navigate global regulation.
9
Leadership in FinTech
This module covers Leading a fintech; Building and leading teams; Culture, ethics and decisions; Leading through change and crisis. Learners finish able to lead a fintech.
10
Building and Funding a FinTech Venture
This module covers From idea to venture; The business model and plan; Funding the venture; Launching and growing. Learners finish able to build and fund a venture.
11
Sustainable and Inclusive FinTech
This module covers Financial inclusion and fintech; Sustainable finance and ESG; Ethics and responsible innovation; FinTech for good, opportunities and limits. Learners finish able to advance sustainable fintech.
12
Graduate Diploma Capstone and Next Steps
This module covers Scoping the capstone; Research, analysis and evidence; Building the capstone recommendation; Graduate Diploma capstone, a comprehensive fintech project. Learners finish able to scope and deliver a capstone.
Ready to Study FinTech?
Three intakes: January, June and November. Florianopolis, Brazil.